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Payments research within the Research library.

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PaymentsOriginal analysis of payment rails, open banking, account-to-account payments, embedded finance and settlement economics.RegTech & ComplianceOperational guides to KYC, KYB, AML, DORA, MiCA and the technology stack behind defensible compliance.Banking InfrastructureCore banking, Banking-as-a-Service, cloud migration and the infrastructure decisions that determine cost, resilience and control.AI in FinanceEvidence-led analysis of underwriting, fraud, wealth management, model governance and synthetic data in financial services.

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6 articles · Payments
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Payments

Open Banking API Reliability: A Benchmark Framework for Fintech Buyers

Headline uptime figures say little about whether a payment completes at checkout. A framework for measuring open banking...

27 Aug 2026
Payments

Account-to-Account Payments Explained: The Challenge to Card Networks

Moving money directly between bank accounts costs a fraction of what card networks charge merchants. The technology exis...

29 Jun 2026
Payments

How Payment Orchestration Works: Architecture and Trade-offs

A technical guide to payment orchestration: routing, tokenisation, retries, reconciliation, cost modelling, and the buil...

29 Jun 2026
Payments

BNPL Explained: How Buy Now, Pay Later Works and Who Is Actually Winning

Buy now, pay later spread from Scandinavian fashion checkout buttons to a global consumer credit product worth hundreds ...

29 Jun 2026
Payments

What Is Embedded Insurance and How Is It Sold? The 2026 Revenue Model

Embedded insurance is moving from travel sites to B2B software. Here's how the distribution economics work and where the...

26 Jun 2026
Payments

B2B Embedded Finance in 2026: Unit Economics and Risk

A sourced guide to B2B embedded-finance economics, regulated partner structures, Synapse lessons and a downloadable scen...

7 Jun 2026
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