About CloudFintech

Independent intelligence on the technology reshaping finance

CloudFintech is an independent publication covering banking technology, payments, crypto, AI in financial services, and the regulation catching up with all of it. Free to read, supported by display advertising, edited by a named human.

6
Coverage areas
3/week
New articles
2026
Founded
0
Sponsored articles

What we cover

CloudFintech publishes analysis and reporting for professionals working in or adjacent to financial services. The aim is to go one level deeper than the trade press — with named companies, concrete examples, and honest acknowledgement of risk — rather than repackaging press releases or repeating consensus views.

We focus on the structural shifts reshaping how money moves and how financial institutions make decisions: the AI models replacing manual credit underwriting, the cloud-native platforms displacing legacy core banking, the stablecoin rails that are starting to settle real institutional payments, and the regulatory frameworks trying to keep pace with all of it.

AI Tools
Machine learning in credit, fraud detection, wealth management and customer service
Banking Tech
Core banking modernisation, cloud migration, open banking and API infrastructure
Crypto & DeFi
Stablecoins, CBDCs, DeFi protocols and institutional crypto adoption
Payments
Real-time payments, embedded finance, cross-border infrastructure and card networks
Regulation
Global regulatory developments including MiCA, FCA, DORA and AI Act compliance
Startups
Emerging companies challenging incumbents across lending, insurance, and B2B finance

How CloudFintech is produced

CloudFintech is an AI-assisted publication. Articles are drafted by large language models (Anthropic's Claude family) working from an editorial brief defined by the editor — topic selection, target audience, sourcing standards, and house style. The editor is accountable for everything published on the site.

What that means in practice:

  • The editor picks what gets covered — topics are chosen based on reader interest (search query data, industry developments) and editorial judgement about what is worth saying.
  • The AI drafts the copy to the editorial brief, working from publicly available primary sources and the publication's house style.
  • The editor reviews published articles, edits where needed, and corrects or removes anything that fails fact-checking or falls below standard.
  • The editor takes editorial responsibility for every article published on the site, whether they wrote the first draft or not.

We disclose this model openly because readers deserve to know how the content they consume is produced. Full sourcing standards, AI policy, and corrections procedure are set out on our editorial standards page.

Who runs CloudFintech

CloudFintech is independently owned and operated. It is not affiliated with a bank, a fintech vendor, or any party covered on the site. Editorial direction, topic selection, fact-checking and corrections are the responsibility of a single named editor:

A
Alex Bacsa
Founding Editor
Read the full editor profile →

Our editorial values

Independent
Not owned by a bank, vendor or investor. Editorial positions are our own and are not influenced by advertisers.
Specific
We name companies, cite data, and give readers concrete detail — not vague trend pieces that could have been written about any industry.
Transparent
We disclose how we produce our content, what we get wrong, and how we handle corrections. No hidden conflicts.
Current
Financial technology moves quickly. We prioritise timeliness and update existing coverage when material developments occur.

Advertising

CloudFintech is free to read and supported by display advertising through Google AdSense. Advertisements are clearly distinguished from editorial content. We do not accept sponsored articles, paid placements, or advertorial content. Advertisers have no influence over coverage, topic selection, or editorial position.

Where we add affiliate links to financial products in the future, the relationship will be disclosed inline at the link and on our editorial standards page.

Contact

For editorial enquiries, tips, corrections, or partnership proposals:

Stay ahead of fintech

The financial technology landscape changes daily. CloudFintech tracks what matters — from AI in credit decisioning to the regulatory shifts reshaping payments infrastructure.

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