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Banking Tech research within the Research library.

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PaymentsOriginal analysis of payment rails, open banking, account-to-account payments, embedded finance and settlement economics.RegTech & ComplianceOperational guides to KYC, KYB, AML, DORA, MiCA and the technology stack behind defensible compliance.Banking InfrastructureCore banking, Banking-as-a-Service, cloud migration and the infrastructure decisions that determine cost, resilience and control.AI in FinanceEvidence-led analysis of underwriting, fraud, wealth management, model governance and synthetic data in financial services.

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Banking Tech

Banking Platform Exit Plans: A Dependency and Switching-Cost Framework

Most banks can explain why they chose a core banking, cloud or BaaS provider. Fewer can show they could actually leave o...

27 Aug 2026
Banking Tech

How Do Neobanks Make Money? The Full Business Model Explained

Neobanks grew fast by offering free accounts, but free is not the same as unprofitable. Here is how Monzo, Revolut, Star...

29 Jun 2026
Banking Tech

What Is Banking-as-a-Service (BaaS)? Platforms, Players, and Risks Explained

BaaS promised to turn any software company into a bank. The infrastructure exists, but the Synapse collapse exposed exac...

29 Jun 2026
Banking Tech

Open Banking Explained: How API-Driven Finance Is Reshaping Banking

Banks held data about their customers but kept it to themselves. Open banking changed the deal: with your consent, that ...

29 Jun 2026
Banking Tech

Cloud-Native Core Banking Migration: The 2026 Playbook

A practical guide to cloud-native core-banking migration patterns, the limits of public case studies, and the controls a...

8 Jun 2026
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