Financial regulation is racing to catch up with rapid technological change. Coverage in this section tracks DORA implementation across European banks, MiCA enforcement for crypto-asset service providers, the EU AI Act and its implications for automated decisioning in finance, FCA and Basel guidance, and the AML / KYC standards firms must navigate in 2026 and beyond. RegTech vendor analysis, compliance cost benchmarks, and supervisory expectations are tracked here.
Standing up a neobank is easier than ever. Staying compliant once you have customers is where most of the operational risk sits — and where choosing the wrong RegTech stack becomes expensive.
The EU's Markets in Crypto-Assets Regulation is the first major attempt to build a comprehensive legal framework for crypto across an entire economic bloc. What it covers — and what it doesn't — determines who can legally operate in Europe.
Every fintech that touches money has to answer three questions about its customers: who are you, what is your business, and are you laundering money? The answers determine whether the firm operates or gets shut down.
DORA has applied since January 2025. A year on, most firms have the policies — but the register of information and concentration-risk obligations are where the real exposure sits. Here is the 2026 operational playbook.
Regulatory technology has matured from point solutions into comprehensive compliance platforms. Here is what is worth evaluating right now.
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